Protected Income Strategies
When you think about your retirement, the goal isn’t just to save, it’s to create income you can count on for life. A protected income strategy helps turn your savings into a reliable stream of income that supports the lifestyle you’ve worked hard for.
In simple terms, this type of strategy allows you to deposit money with a trusted financial institution where it can earn interest and grow on a tax-deferred basis. In return, that institution, often an insurance company, agrees to provide a steady series of payments back to you at regular intervals.
Many people choose this approach to supplement their retirement income and protect against the biggest risk of all: outliving their money.
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Why Protected Income Matters
Your retirement shouldn’t feel uncertain. By incorporating guaranteed income tools into your overall plan, you can protect your principal, grow your funds safely, and enjoy predictable income for life.
Take a moment to ask yourself:
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If the market dropped tomorrow, would your retirement income stay the same?
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How long would your current savings last if you lived to age 90 or 100?
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Do you know which parts of your retirement income are guaranteed, and which depend on the market?
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Would you feel more confident knowing part of your income is protected for life?
These are the questions we help you answer, so you can retire not with worry, but with freedom and certainty.
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Case 1: Creating Lifetime Income After a Market Loss
Meet Diane, a 62-year-old professional who had saved diligently in her employer’s retirement plan. After experiencing a significant market loss during her final working years, Diane was hesitant to retire, afraid her money wouldn’t last.
By reallocating part of her savings into a protected income strategy, she secured a lifetime stream of monthly income that would never run out, regardless of market performance. The rest of her funds remained available for flexibility and growth.
Now Diane enjoys retirement with confidence that her essential expenses are covered for life, and she can still travel and give back without
fear of running out of money.
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Turning a portion of your savings into guaranteed income helps replace uncertainty with peace of mind.
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Case 2: Turning Savings into Steady Paychecks
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Meet Thomas and Evelyn, a couple in their late 60s who had spent decades saving for retirement but were unsure how to turn those savings into monthly income. They didn’t want to rely only on Social Security or risk withdrawing too much too soon.
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With a guaranteed income plan, they converted a portion of their savings into a predictable monthly payment that now supplements their Social Security. The payments continue for as long as either of them lives, providing the stability they needed to fully enjoy their retirement years.
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A guaranteed income plan helps bridge the gap between savings and spending, turning what you’ve earned into lifelong financial security.
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The Legacy Ensured Approach
At Legacy Ensured Group, we design income strategies that give you protection, predictability, and purpose. Whether you’re still saving or ready to retire, we’ll help you build a plan that makes your money work for you, for life.
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Because retirement isn’t just about reaching the finish line, it’s about having the freedom to live fully once you’re there.
Empowering Families. Securing Legacies.
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