Medicare
Navigating healthcare after 65 can feel overwhelming, but it doesn’t have to be.
At Legacy Ensured Group, we help you understand your Medicare options so you can make confident, informed decisions about your health coverage.
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Medicare is the federal health insurance program for:
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People who are 65 or older
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Certain younger individuals with disabilities
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People with End-Stage Renal Disease (ESRD), permanent kidney failure requiring dialysis or a transplant
We believe your healthcare plan should support your lifestyle, protect your savings, and give you access to the care you deserve. Our goal is to help you understand how each part of Medicare works and how to choose the right combination of coverage that fits your needs and budget.
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Understanding the Parts of Medicare
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Medicare is made up of different parts, each serving a specific purpose. Choosing the right mix ensures you get the coverage you need, without paying for what you don’t.​​
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Medicare Part | What It Covers | Key Notes |
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Part A (Hospital Insurance) | Inpatient hospital stays, skilled nursing facility care, hospice, and some home health care | Usually premium-free if you or your spouse paid Medicare taxes while working |
Part B (Medical Insurance) | Doctor visits, outpatient care, preventive services, and some medical supplies | Monthly premium required; helps cover services not included in Part A |
Part C (Medicare Advantage) | Combines Parts A and B, often includes prescription drug coverage and extra benefits | Offered by private insurers approved by Medicare; may include dental, vision, and hearing |
Part D (Prescription Drug Coverage) | Helps pay for the cost of prescription medications | Offered through private plans; available as a standalone or through Medicare Advantage |
How We Help You Make Sense of It All
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At Legacy Ensured Group, we guide you through each step of the Medicare process, from eligibility and enrollment to selecting plans that fit your medical and financial needs.
We help you:
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Compare Original Medicare vs. Medicare Advantage plans
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Understand prescription drug coverage and avoid late enrollment penalties
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Review supplemental (Medigap) options to cover out-of-pocket costs
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Align your healthcare choices with your retirement income and protection strategies
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Questions to Consider
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Are you turning 65 soon and unsure when to apply for Medicare?
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Do you know whether Original Medicare or Medicare Advantage fits your health and travel needs better?
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Have you reviewed your prescription drug coverage for the upcoming year?
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Are you paying for benefits you don’t need or missing out on ones that could help?​
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The Legacy Ensured Approach
At Legacy Ensured Group, understanding Medicare isn’t just about coverage, it’s about confidence and control over your healthcare and your future.
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Empowering Families. Securing Legacies.
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